The money you need,
when you need it.
Borrow from $300 to $5,000. One short application, a decision in minutes, and money in your bank as soon as the next business day.
- 2-minute application — no paperwork, no branch visits.
- All credit types welcome — bad credit is not a dead end.
- Checking your options won't affect your credit score — lenders may run a credit check only if you proceed with an offer.
- Bank-level encryption — your data stays protected.
Free to apply · Will not affect your credit score
From application
to money in the bank.
Your request goes straight to a network of licensed lenders. If a lender approves you, you finish directly on their site and the funds are deposited to the bank account you provide — as soon as the next business day.
- Real-time processingYour application is reviewed against live lender criteria the moment you submit.
- Clear terms before you signThe lender shows rates, payments and dates upfront. No commitment until you e-sign.
- Direct depositMoney goes straight into your checking account — nothing to pick up, no checks to cash.
How it works
Three steps. No paperwork. No waiting rooms.
Tell us what you need
Pick an amount from $300 to $5,000 and answer a few quick questions. It takes about two minutes.
Lenders review it live
We send your request to our lender network in real time and bring back an available offer, if one is found.
Finish & get funded
Review the lender's terms, e-sign, and receive your money — as soon as the next business day.
Why people choose FundBridge
Built for speed, designed around you.
Fast by default
Most applicants get an answer in under five minutes — day or night.
No hidden fees
Applying is free. Any loan cost is shown by your lender before you commit.
Privacy first
Your data is encrypted in transit and never sold to spam lists.
Real support
A human answers your questions — before, during and after your request.
Frequently asked questions
How much can I borrow?
Between $300 and $5,000, depending on your state, income and the lender that accepts your request.
Will applying hurt my credit score?
No. Submitting a request triggers at most a soft inquiry, which does not affect your credit score. A lender may run a full check only if you proceed with their offer.
How fast can I get the money?
If a lender approves you and you e-sign during business hours, funds are typically deposited as soon as the next business day.
What do I need to qualify?
You must be 18+, a U.S. resident, have a regular source of income and an active checking account. All credit types are considered.
Is FundBridge a lender?
FundBridge is not a lender and does not make credit decisions. We connect your request with licensed lenders and lending partners who compete to fund it.
What does it cost to apply?
Nothing. Applying is completely free. If a lender makes you an offer, all rates and fees are disclosed by that lender before you accept.
Ready when you are.
Two minutes from now, your request could be in front of a lender.
Get my offerFree to apply · No impact on your credit score